Can the Seller Pay the Buyer’s Closing Costs
Home buyers in New Jersey tend to have a lot of questions when it comes to closing costs and who pays them.
The Top 5 Ways Realtors & Loan Officers Can Work Together
The relationships realtors and loan officers build together are extremely important when trying to generate
Mortgage Calculators to Help You Plan and Prepare
NJ Lenders offers a variety of mortgage calculators for New Jersey home buyers and homeowners who are in the
What Lenders Look For When Financing a Condo
Residential mortgage loans require the approval of both the applicant as well as the property. An
The Most Common FAQs About Reverse Mortgages
A reverse mortgage, officially labeled as a Home Equity Conversion Mortgage, or an FHA HECM, is a bit
Can A Surviving Spouse Obtain a VA Loan?
VA mortgage loans have always been a great option for veterans or current active military members, but
Switching Terms with a Refinance
Although rates are always changing, as of right now, they have quietly fallen over the past few months. Many
Why a Refinance of a Mortgage Can Still Make Sense
When consumers first think of refinancing an existing mortgage loan, typically it’s because
NJ Housing Outlook 2019: Mortgage Rates Leveling, Home Prices Rising
Mortgage rates rose steadily during the first half of 2018, and have since leveled off a bit. Looking
FHA Mortgage Insurance Premiums in New Jersey Unchanged for 2019
Sorry home buyers. FHA mortgage insurance premiums in New Jersey won’t be reduced anytime soon. That
Forecast: New Jersey Mortgage Rate Predictions for 2019
Mortgage rates in New Jersey and nationwide have leveled off a bit over the past few weeks, and that trend
Average Credit Score and Debt Ratio for FHA Loans in New Jersey, Q2 2018
A recent report revealed the average credit score among home buyers in New Jersey and nationwide. The average
In New Jersey, FHA Loans Accounted for Nearly 30% of Home Purchases
Federal Housing Administration (FHA) home loans are a popular financing path among New Jersey home buyers. In
Forecast: Home Prices in New Jersey Could Outpace the Nation in 2019
A fresh round of housing forecasts suggest that home prices in the state of New Jersey could rise faster than
Report: Down Payments Below 20% Are Common in New Jersey
Many home buyers in New Jersey believe that they have to make a down payment of at least 20% to qualify for a